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Title : Karz(1980) Ek Hasina Thi, Ek Diwana Tha , Kya Umar ?
Description : Karz (Hindi: क़र्ज़, Urdu: قرض, pronunciation: qarz, translation: in-debt) is a 1980 Hindi film directed by Subhash Ghai, starring Rishi Kapoor and Tina Munim as leads, also in a feat of perfect casting was Simi Garewal, who stood out in her role of Kamini Verma, the murderous wife from the past life, which won her a Filmfare nomination.
Film's music was by Laxmikant-Pyarelal, giving memorable hits like, 'Om Shanti Om' and 'Dard-e-Dil', and who went on to win Filmfare Best Music Director Award for this film, even the lyricist received two Filmfare nominations for these two hits.
The evil don Sir Judah (Premnath) has his eyes on the estate and business empire of the eminent businessman Shanta Prasad Verma. But Shanta Prasad's son Ravi Verma (Raj Kiran) foils Sir Judah's attempts to take over the estate. Sir Judah is mute (and communicates by tapping on glasses or tables, interpreted by his henchman (Mac Mohan). He recruits the barmaid Kamini (Simi Garewal) to seduce Ravi, marry him, eventually murder him and then take over the estate. Kamini seduces Ravi and they marry. They are on their way home to the Verma estate in Ooty. Ravi plays a somewhat sinister melody on his guitar. (This tune eventually comes back as the super hit song Ek Hasina Thi... that holds the key to the movie. Music, it turns out, plays a very important role in this tale.) Their jeep suddenly runs out of water. Kamini seizes the opportunity and brutally murders Ravi (by running him over with the jeep) on the lonely highway. The only witness to this event is a small stone statue of the goddess Kali. Kamini then usurps the Verma estate and banishes the original Ranimaa (Shanta Prasad Varma's wife, played by Durga Khote) and daughter Jyoti (Abha Dhulia) from the mansion. She takes over the entire estate, thus effectively double-crossing Sir Judah.
Flash forward to 25 years later. Ravi Verma is now reborn as a young and successful singer named Monty Oberoi (Rishi Kapoor). Though Monty and Ravi look different their soul are exactly same (he was born so he can exact his revenge with Kamini). He was born an orphan but was taken in by the cunning businessman Mr. Oberoi (Pinchoo Kapoor). Mr. Oberoi exploits Monty's talent to his selfish personal gains and treats Monty without affection or respect. Also, Monty suffers from hallucinations and nightmares, usually triggered whenever he listens/plays that familiar tune. The psychiatrist advises Monty to take a vacation. Monty picks Ooty as his vacation spot.
As Monty travels around Ooty, he finds many of the sights and sounds more than familiar: the hills and valleys, the Verma estate, the lonely highway (where the old Kali statue has now become a small temple), they trigger something in Monty's subconscious and intensify his hallucinations.

Monty performs at a function (the opening of the Ravi Verma school). He belts out the tune Ek Hasina Thi ..., accompanied by staged events, courtesy of Kabira, that recreate the final and ill-fated trip of Kamini and Ravi Verma. Kamini, now thoroughly shaken, leaves abruptly.
Monty and Kabira follow her home for the final showdown. Sir Judah arrives from somewhere to exact revenge on Kamini. Monty plays upon Kamini's slowly shattering senses. The climax takes them all over Ooty (with Sir Judah in pursuit) until they arrive at the temple of Kali- the only witness to the murder. While Kamini tries to run over Monty and kill him, she accidentally drives off the mountain and therefore she dies.
Directed by Subhash Ghai
Produced by Akhtar Farooqui
Jagjit Khurana
Written by Sachin Bhowmick(screenplay)
Dr. Rahi Masoom Reza(dialogue)
Starring Rishi Kapoor
Tina Munim
Simi Garewal
Raj Kiran
Music by Laxmikant-Pyarelal
Anand Bakshi (Lyrics)
Cinematography Kamalakar Rao
Editing by Waman Bhonsle
Gurudutt Shirali
Distributed by Mukta Arts Ltd.
Release date(s) 11 June 1980
Running time 159 mins
Country India
Language Hindi
Gross revenue Rs. 5,50,00,000
Preceded by Gautam Govinda (1979)
Followed by Krodhi (1981)
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